Dayton Region

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OSU Extension Montgomery County

Do you have a financial question? Ohio State Extension can help.

If you have a financial question. You’re not alone! OSU Extension Family and Consumer Sciences Healthy Finances professionals are sensitive to the economic challenges families and their communities are facing during the COVID-19 pandemic. For some, the loss of jobs has greatly affected families and their communities. For others, it is declining health along with inadequate health insurance coverage that puts their economic well-being and quality of life at risk. Whatever the situation, we are here to help.

Our county-based Family and Consumer Sciences Extension Financial Educators are offering FREE financial education to assist families in improving both present and future economic well-being. We are available to answer your questions on budgeting, bill payment, debt or debt collection, consumer protection, unemployment benefits or loss of income, saving money, and home-ownership. Individuals can submit anonymous questions, and a professional will respond via email within 5 business days! To submit a question, visit

For more information, contact:

Pat Holmes, MS, CFCS
County Extension Educator, Family & Consumer Sciences
College of Food, Agricultural and Environmental Sciences
OSU Extension Montgomery County
580 Calumet Lane, Dayton, OH 45417
937-224-9654 Office / 937-224-5110 Fax